FIRST CREDIT ADVISORS

First Kentucky Securities Corporation

305 Ann Street Suite 400

Frankfort, Kentucky 40601

502-875-4611

Web-site www.firstky.com

E-mail kirsten@firstky.com

R. Strand Kramer

Fritz J. Kramer

Kirsten Kramer

John Banks

Rosemary Woodruff

First Kentucky Securities Corporation

Municipal Finance Department

John Banks, Stan Kramer, Rosemary Woodruff

Knox & Associates

1311 Auburn Hills Drive

St. Charles, Missouri 63304

636-329-1876

E-mail knoxassociates@charter.net

Rodney E. Knox

Philip A. Knox